Analysis
NAICS 522 is the 2022 subsector for credit intermediation and related activities, part of 52 (Finance and Insurance). Census lists 132 example activities under it in the official index.
County Business Patterns counts 176,966 US establishments in this code in 2023, employing 2,953,663 people at an average annual payroll of $104,345 per employee (86th percentile of national industries). 43% of the establishments have fewer than five employees, which is close to the national mix.
By establishments it ranks 1st of the 5 codes at this level within Finance and Insurance, with 37.7% of them.
Across its national industries Census lists 132 index entries; typical ones are banks, commercial, corporate credit unions, associations, savings and loan and banks, credit card.
It splits into 3 more detailed codes. The largest by establishments is 5221 (Depository Credit Intermediation) with 108,792.
Its more detailed codes are 5221 Depository Credit Intermediation (108,792 establishments), 5222 Nondepository Credit Intermediation (42,371 establishments) and 5223 Activities Related to Credit Intermediation (25,803 establishments).
Official definition
Industries in the Credit Intermediation and Related Activities subsector group establishments that (1) lend funds raised from depositors; (2) lend funds raised from credit market borrowing; or (3) facilitate the lending of funds or issuance of credit by engaging in such activities as mortgage and loan brokerage, clearinghouse and reserve services, and check cashing services.
Source: US Census Bureau, NAICS 2022 Manual.
Index entries (132)
- Banks, commercial
- Corporate credit unions
- Associations, savings and loan
- Banks, credit card
- Automobile finance leasing companies
- Consumer finance companies (i.e., unsecured cash loans)
- Construction lending
- Agencies of foreign banks (i.e., trade financing)
- Agencies, loan
- Automated clearinghouses, bank or check (except central bank)
- Check cashing services