NAICS 2022 · in 52229
522299
International, Secondary Market, and All Other Nondepository Credit Intermediation
Analysis
NAICS 522299 is the 2022 national industry for international, secondary market, and all other nondepository credit intermediation, part of 52229 (Other Nondepository Credit Intermediation). Census lists 41 example activities under it in the official index.
Census lists 8 related activities that belong elsewhere, most often in 522210, 522220, 522291 and 522292. Businesses that do several things are classified by their primary activity, the one that generates the most value, so check those boundaries before settling on this code.
Its index entries, the activities Census uses to assign businesses to this code, include agencies of foreign banks (i.e., trade financing), agreement corporations (i.e., international trade financing), agricultural credit institutions, making loans or extending… and agricultural lending (except real estate, sales financing), among 41 in all.
For example, providing credit sales funding are classified in 522210 (Credit Card Issuing) instead.
County Business Patterns publishes no national count for it, either because the code is out of the survey's scope or because the figures are suppressed to protect individual businesses.
Official definition
This U.S. industry comprises (1) establishments primarily engaged in providing working capital funds to U.S. exporters, lending funds to foreign buyers of U.S. goods, and/or lending funds to domestic buyers of imported goods; (2) establishments primarily engaged in buying, pooling, and repackaging loans for sale to others on the secondary market; and (3) establishments primarily providing other nondepository credit (except credit card issuing, sales financing, consumer lending, and real estate credit). Examples of types of lending in this industry are short-term inventory credit, agricultural lending (except real estate and sales financing), and consumer cash lending secured by personal property.
Illustrative Examples:
Commodity Credit Corporation Factoring accounts receivable Industrial banks (i.e., known as), nondepository International trade financing Morris Plans (i.e., known as), nondepository Pawnshops Secondary market financing
Source: US Census Bureau, NAICS 2022 Manual.
Not this code if…
| The business mainly does | Use instead |
|---|---|
| Providing credit sales funding | 522210 Credit Card Issuing |
| Sales financing or sales financing in combination with leasing | 522220 Sales Financing |
| Making unsecured cash loans to consumers | 522291 Consumer Lending |
| Lending funds with real estate as collateral | 522292 Real Estate Credit |
| Accepting deposits and lending funds from these deposits | 5221 Depository Credit Intermediation |
| Establishments known as industrial banks or Morris Plans and primarily engaged in accepting deposits | 522180 Savings Institutions and Other Depository Credit Intermediation |
| Arranging loans, including international trade loans, for others on a commission or fee basis | 522310 Mortgage and Nonmortgage Loan Brokers |
| Guaranteeing international trade loans | 524126 Direct Property and Casualty Insurance Carriers |
Index entries (41)
- Agencies of foreign banks (i.e., trade financing)
- Agreement corporations (i.e., international trade financing)
- Agricultural credit institutions, making loans or extending credit (except real estate, sales financing)
- Agricultural lending (except real estate, sales financing)
- Banks, industrial (i.e., known as), nondepository
- Banks, trade (i.e., international trade financing)
- Car title lending
- Collateralized mortgage obligation (CMO) issuing, private
- Commodity Credit Corporation
- Edge Act corporations
- Export trading companies (i.e., international trade financing)
- Export-Import banks
- Factoring accounts receivable
- Federal Agricultural Mortgage Corporation
- Federal Home Loan Banks (FHLB)
- Federal Home Loan Mortgage Corporation (FHLMC)
- Federal Intermediate Credit Bank
- Federal National Mortgage Association (FNMA)
- FHLMC (Federal Home Loan Mortgage Corporation)
- Financing, secondary market
- FNMA (Federal National Mortgage Association)
- GNMA (Government National Mortgage Association)
- Government National Mortgage Association (GNMA)
- Government-sponsored enterprises providing secondary market financing
- Industrial banks (i.e., known as), nondepository
- Industrial loan companies, nondepository
- International trade financing
- Morris Plans (i.e., known as), nondepository
- National Credit Union Administration (NCUA)
- Pawnshops
- Plans, Morris (i.e., known as), nondepository
- Purchasing of accounts receivable
- Real estate mortgage investment conduits (REMICs) issuing, private
- REMICs (real estate mortgage investment conduits) issuing, private
- Repackaging loans for sale to others (i.e., private conduits)
- Secondary market financing (i.e., buying, pooling, repackaging loans for sale to others)
- Short-term inventory credit lending
- SLMA (Student Loan Marketing Association)
- Student Loan Marketing Association (SLMA)
- Trade banks (i.e., international trade financing)